Emerald Coast Jeweler and Loan Services


Jewelry Appraisal

An appraisal is a document that describes an item, assesses its relative quality and assigns a value to it. Descriptions usually cover the visible, measurable and analyzable facts about the item (weight, materials, markings). Most jewelry appraisals also describe subjective features such as gemstone quality, relative rarity and overall quality of manufacture. Our Certified Gemologist, Dany Robertson, is at your service.

Collateral Loan

Collateral is something that helps secure a loan. When you borrow money, you agree (somewhere in the fine print) that your lender can take something and sell it to get their money back if you fail to repay the loan. This is typically done as a Pawn transaction. Ask about our Collateral Loan services.

Merchandise Purchasing

We populate our inventory by the goods brought in on pawn and consignment, but also as direct purchase from antique outlets, estate sales, and walk-ins. Do you have an old piece of jewelry, or firearm, or nick-nack collecting dust that you just want to get rid of? Bring it in.

Jewelry Repair

Repair technicians need to have steady hands, good eyesight and the ability to focus intensely on their work. Their primary job is to repair jewelry by replacing clasps, setting stones, altering sizes and more. They also clean and polish jewelry, smooth any rough spots and shape metal to hold gems in place. Ask about our repair services today! 

Watch battery replacement

With over 25 years of experience and more than 20,000 watch batteries changed monthly, Emerald Coast Jeweler and Loan is the area's trusted go-to watch repair shop. We will clean the watches contact and inspect the gasket before inserting a new high quality and long-lasting battery, to ensure your watch maintains ideal operation. 


Consignment is a business arrangement in which a business, also referred to as a consignee, agrees to pay a seller, or consignor, for merchandise after the item sells. The business accepts items for sale and agrees to pay the seller a percentage of the proceeds if and when the goods do sell.